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At STS Finvestment Finance Services, we are dedicated to empowering your financial dreams with tailored loan solutions.

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Agriculture Loan

Eligibility

Who Can Avail Agriculture Loan?

Agriculture loans are tailored for farmers, agri-entrepreneurs, and rural landowners aged 18–65 years. Applicants must own or lease cultivable land (minimum 1 acre), have a proven farming track record of at least 1 year, and maintain a satisfactory repayment history. Ideal for crop production, irrigation, farm machinery, livestock, or allied activities like dairy and poultry. STS Finvestment verifies eligibility promptly to empower farmers with timely financial support for sustainable agriculture.

Documents

Documents Required for Agriculture Loan

To apply for an agriculture loan with STS Finvestment, the following documents are generally required:

  • Proof of Identity (PAN card, Aadhaar card, Voter ID, Driving License)
  • Proof of Address (Ration card, Aadhaar, Bank passbook)
  • Land Ownership Proof (7/12 extract, 8A form, Sale deed, Khasra/Khatauni)
  • Proof of Income/Crop (Passbook from cooperative bank, Seed/fertilizer bills, Crop insurance policy)
  • Bank Statements (last 6–12 months)
  • Passport size photographs

We emphasize minimal and farmer-friendly documentation for accelerated processing. Our field teams assist with rural verifications to ensure hassle-free approvals.

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How to Apply for Agriculture Loan

Applying for an agriculture loan with STS Finvestment is simple and rural-centric. Follow these steps:

  1. Fill the online or branch application form with farmer, land, and crop details.
  2. Submit KYC, land records, and income proofs.
  3. Our field officers visit for land/crop assessment and verification.
  4. Receive approval within 7–15 days.
  5. Funds disbursed directly to your account or supplier for inputs/machinery.

Track status via SMS/app, with on-ground support for queries. STS Finvestment bridges urban finance to rural needs seamlessly.

Our Services

Quick & Hassle-Free Agriculture Loans

STS Finvestment Limited delivers agriculture loans to boost farm productivity and rural livelihoods with subsidized rates and flexible terms. From crop loans to term loans for irrigation, equipment, or allied activities, we finance the entire agri-value chain.

Our farmer-focused process includes doorstep services, minimal paperwork, and quick field appraisals. Apply via app, branch, or common service centers across rural India, with funds reaching you season-timely.

Dedicated to sustainable farming, we offer crop insurance tie-ups, no collateral for small loans, and repayment linked to harvest cycles. As a rural finance leader, STS Finvestment nurtures agri-growth from soil to market.

Easy Application

Apply via mobile app or local branch with basic land/crop info; designed for low-literacy users.

Quick Verification

Field teams assess land and crops on-site; digital uploads speed up the rest.

Fast Approval

Approvals in 7–15 days, aligned with sowing/harvest seasons for timely aid.

Instant Disbursal

Funds via DBT to your account or direct to agri-input suppliers for efficiency.

Benefits

Why Choose STS Agriculture Loans?

Our agriculture loans are farmer-empowering with concessional rates and crop-cycle flexibility. Key advantages include:

  • Loans from ₹10,000 to ₹25,00,000 for small to large farms.
  • Minimal docs – land records and basic KYC suffice.
  • Quick approvals – 7–15 days with field support.
  • Flexible repayment – moratorium up to 12 months, EMIs post-harvest.
  • Direct benefit transfer – secure and transparent disbursal.
  • Subsidized rates – starting 7% p.a. with govt. schemes integration.
  • Pan India rural network – accessible in villages and mandis.
  • Insurance and advisory – free crop risk cover and farming tips.

Suited for seeds, fertilizers, tractors, drip irrigation, or dairy units, our loans promote modern farming. We blend finance with agri-knowledge for resilient livelihoods.

Farmers rely on STS Finvestment for our ground-level presence and empathetic service. With us, agriculture finance is inclusive, innovative, and impact-driven.

FAQ

Frequently Asked Questions

01. What is the minimum loan amount?

The minimum agriculture loan is ₹10,000 for small inputs, up to ₹25,00,000 for machinery/irrigation based on land holding.

Approvals in 7–15 days post-field verification, timed for seasonal needs like kharif/rabi sowing.

Land records (7/12), KYC, bank passbook, and crop bills; we simplify for oral submissions in villages.

Yes, prepayment allowed anytime with no charges, ideal for bumper harvest repayments.